Roswell, Georgia, is one of North Metro Atlanta’s most desirable suburbs, known for its historic charm, excellent schools, parks, and family-friendly environment. With its proximity to Atlanta, many people are relocating here for work, lifestyle, and long-term investment in real estate.

Before moving, it’s crucial to understand the cost of living in Roswell, including housing, utilities, transportation, groceries, healthcare, and everyday expenses. This guide by Atlanta Moving Solutions provides a clear, data-driven overview to help you plan your relocation.

Is Roswell Expensive?

Compared to the U.S. average, Roswell’s overall cost of living is about 15% higher, primarily due to housing and property taxes. However, when compared to other affluent Atlanta suburbs like Alpharetta, Milton, or Sandy Springs, Roswell offers good value and a high quality of life.

Housing Costs in Roswell

Housing is the largest expense for most residents. Roswell offers a variety of options, from downtown condos to suburban single-family homes.

Average Home Prices

  • Median home price: ~$580,000 
  • Typical range: $450,000 – $850,000 
  • Luxury homes in Vickery and East Roswell: $850,000+ 

Average Rent

  • 1-bedroom apartment: $1,750–$1,950/month 
  • 2-bedroom apartment: $2,200–$2,600/month 
  • Single-family rental homes: $2,500–$3,500/month 

Housing costs are higher than the Georgia average but balanced by excellent schools, safe neighborhoods, and amenities.

Utilities in Roswell

Monthly utility costs are generally moderate:

  • Electricity: $120–$160 
  • Water & Sewer: $40–$60 
  • Internet: $65–$85 
  • Trash: $20–$30

Average monthly utility bill: ~$190–$230

Georgia has competitive electricity rates, making utilities manageable for most households.

Food and Grocery Costs

Groceries in Roswell are slightly above the national average due to its suburban location and access to premium markets.

  • Milk: $3.80/gallon 
  • Bread: $3.20 
  • Chicken breast: $4.50/lb 
  • Eggs: $2.90 
  • Basic restaurant meal: $15–$20 
  • Dinner for two: $55–$75 

A typical family of four may spend $500–$700 per month on groceries.

Transportation Costs

Roswell is largely car-dependent, though it has convenient access to Atlanta.

  • Gas: $3.10–$3.50 per gallon 
  • Car insurance: $120–$160/month 
  • Maintenance & repairs: $70–$100/month

Residents benefit from GA-400, GA-9, and easy access to I-285, making commuting to Atlanta or neighboring suburbs convenient.

Healthcare Costs

Roswell provides access to high-quality healthcare, with moderate costs relative to metro Atlanta:

  • Primary doctor visit: $120 
  • Dental cleaning: $100–$130 
  • Individual health insurance: $350–$500/month 
  • Family coverage: $900–$1,300/month

Nearby hospitals like North Fulton Hospital and WellStar Health System ensure comprehensive medical care.

Taxes in Roswell

Georgia taxes are moderate and should be factored into your cost of living:

  • State income tax: 1%–5.75% (tiered) 
  • Sales tax in Roswell: 7% 
  • Property tax: ~1% of assessed home value

For a median-priced home of $580,000, annual property taxes typically total $5,500–$6,200.

Cost of Living in Roswell vs U.S. Average

Expense Category Roswell, GA U.S. Average Notes
Housing (rent) $2,200/mo $2,050/mo Slightly higher due to suburban demand
Median Home Price $580,000 $420,000 High demand, historic homes
Utilities $190–$230 $210 Moderate
Groceries 5–7% above avg — Includes premium options
Transportation $1,000/mo $960 Gas, insurance, commuting
Healthcare $5,500/yr $5,600 Access to hospitals nearby
Overall Cost Index 115 100 Higher than US avg

 

Neighborhoods and Their Cost Differences

Roswell offers a mix of historic, suburban, and luxury neighborhoods:

  • Downtown Roswell: Walkable, older homes, slightly lower rent 
  • East Roswell: Modern developments, higher home prices 
  • Riverside: Historic charm, higher median home prices 
  • Vickery: Luxury gated communities, premium pricing

Neighborhood choice can significantly impact your monthly budget.

Pros and Cons of Living in Roswell

Pros

  • Excellent schools and family-friendly environment 
  • Low crime and safe neighborhoods 
  • Access to parks, trails, and recreational facilities 
  • Vibrant downtown and cultural activities 
  • Close proximity to Atlanta’s job market

Cons

  • Higher housing costs than Georgia average 
  • Traffic congestion during peak hours 
  • Limited public transit options 
  • Cost of living above U.S. average

Is Living in Roswell Worth the Cost?

While Roswell’s housing and overall expenses are higher than Georgia’s average, the quality of life, safety, schools, and amenities make it worthwhile, especially for families and professionals. Residents enjoy a suburban lifestyle with access to Atlanta’s job market, entertainment, and healthcare while living in a historic, safe, and welcoming community.

When planning your move, Atlanta Moving Solutions provides professional services for local and long-distance relocations, ensuring your transition to Roswell is smooth and stress-free.